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Get a high credit score!

Six com­mon traits of peo­ple with a great credit score:

1. Peo­ple with great credit are not debt-free.

2. But they don’t carry many balances.

3. 2/3 of them have less than $8,500 in total debt (not includ­ing mortgages).

4. They always pay on time.

5. Some of them have messed up before.

6. They keep the same accounts and rarely open new ones.

FICO

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